Sneaky ways in which you can avert luggage which is overweight

It is a particularly frustrating experience for any traveler to pay excess baggage fares. You feel like someone has already decided for you that trying to catch your flight on time and packing for the trip wasn’t tiring enough and so they added another difficulty of paying fares for heavy luggage. Even the lightest travelers often make the mistake of packing too many things in their baggage.

There can be nothing worse than being caught for carrying heavy luggage and something that is even worse is that you might feel overburdened with your luggage. Although there are luggage stores like that let you keep your luggage safely for few hours and rest without them, yet you should always try your best to pack light.

#1: Purchase things after reaching the location

Depending on the kind of place you’re going to, there are several destinations where things are cheaper than the place you’re living in. In case you’re going for a month, you don’t have to pack a huge bottle of shampoo or conditioner; you may plan to buy them at the destination. Hence, you should stock on toiletries while you’re going for the trip and plan on what you actually need within your pack.

#2: Use your carry-on to pack the heavier objects

This is one of the most common tips that the expert use while traveling. Take a close look at all the travel items and list out the heaviest items from the main luggage and carry them in your carry-on bag. While you’re on the airplane journey, you won’t require much and therefore you can use the added space for filling the items that are the heaviest. Liquids are often risky and check with the airport regulations.

#3: Go through the fine print

This is one of the best tips that you should follow. Unless you read the fine print, you’re going to be in trouble. While one airline might accept a total of 20 kilos, another airline would be accepting 20 kilos in just one bag. In case you’re blessed with the option to distribute the possessions among various bags, this will become more organized. Hence, restrictions on weight are different among different airlines. So, you shouldn’t forget to read the fine print for each journey that you take.

#4: Toiletries should be travel-sized

For how many days are you going out for a vacation? If you have at least a month or two, you have to carry toiletries that are travel-sized. If 3 weeks is the maximum time for your vacation, you don’t really need anything that is more than travel-sized.

#5: Purchase souvenirs at duty free shops

In case you feel like buying souvenirs at the duty-free, this can definitely be the best ways of avoiding overweight luggage. You will also tend to use up any added currency which is left over.

Therefore, if you’re wondering about the ways in which you can avert overweight luggage, you can consider following the above listed tips to avert excess fees.

How Can Merchants Help Protect Consumers From Fraud in 2017?

Are you, Mr. Merchant, panicked about the new EMV changes and consumer-fraud protection? Fret no more. Whether you are a frazzled business owner or just an inquisitive consumer, has outlined exactly what the EMV fraud liability shift meant for all parties involved:

1. The liability shift changes who may shoulder fraud chargeback costs.
After Oct. 1, 2015, in-store counterfeit fraud liability shifted to the party — either the card issuing financial institution or the merchant — that has not yet adopted chip technology. So you really need to switch to this technology if you haven’t already done so.

Prior to this shift, credit card issuers were primarily responsible for covering fraud affecting consumer accounts, reimbursing cardholders for lost funds as a result of counterfeit (or other) fraud. As of Oct. 1, 2015, financial institutions will still cover cardholders’ accounts as before, but in some cases the institutions may be able to seek reimbursement from the merchant or merchant processor (like if the retailer was not prepared to accept EMV payment technology.

2. The shift is intended to help parties deal with counterfeit fraud more equally.
The EMV fraud liability shift was implemented by major U.S. payment card networks (nine to be exact: Accel, American Express, China UnionPay, Discover, Mastercard, NYCE Payments Network, SHAZAM Network, STAR Network and Visa) to combat counterfeit fraud.

3. Stolen/lost card fraud liability may depend on the card and network.
If chip cards can be dipped and signed for, but not easily counterfeited, wouldn’t it be easy for fraudsters to just steal the chip cards themselves?

Potentially, but the liability shift details how stolen card fraud will be handled if criminals are willing to take such chances. For the most part, issuers will handle fraud resulting from a lost or stolen card situation just as they do now.

4. The liability shift does not apply to card-not-present fraud.
Merchants who make sales online instead of in-store don’t have to worry about today’s liability shift because it doesn’t affect them.

For starters, EMV chip technology does not work online, as card chips need to be physically read by a payment terminal during the card-dipping process to produce the unique transaction code. Chip card holders making online payments will continue to type in card numbers as usual and if card-not-present fraud occurs, it would be handled as it was prior to the October 2015 liability shift, typically by the card issuers based on their existing fraud liability guidelines.